Drone insurance: Does homeowners insurance cover my drone?
Homeowners and renters insurance provide some coverage for drones, but depending on what you use your drone for, you may need drone-specific insurance.
Report: Florida homeowners face insurance challenges as 2018 hurricane season begins
Florida is the most hurricane-prone state in the United States, but a majority of homeowners insurance companies in Florida aren't rated highly by consumers.
Airbnb’s insurance policy: What is and isn’t covered?
While Airbnb’s Host Protection insurance program provides some coverage, your personal belongings aren’t covered. Find out what is and isn’t covered right here.
Flooded basement: Will my homeowners insurance cover the damage?
A flooded basement is not always covered under your homeowners insurance. Determine if your flooded basement is covered and if you should get flood insurance.
Top 10 states with the happiest and least happy homeowners insurance policyholders
Are you happy with your homeowners insurance company? Based on Clearsurance scores, we have determined the states with the happiest and least happy policyholders.
Hail damage: What does car insurance and home insurance cover?
Most homeowners insurance policies cover hail damage to the roof of your house, and comprehensive auto insurance will cover hail damage to your vehicle. Learn more.
How could gun ownership impact your homeowners insurance?
While owning a gun shouldn’t directly increase your homeowners insurance rates, you may want to consider purchasing additional protection to cover yourself and your firearms. Adding a rider to your policy and increasing your liability limits are two ways to secure more coverage.
What is an insurance deductible?
How do car insurance deductibles work? Here’s everything you should know about car insurance deductibles and how to choose the right deductible amount for you.
Protecting your property with home security systems
Installing a home security system not only increases the safety of your house, but it also often qualifies you for a discount on your homeowners insurance. Here's what you need to know about home security systems and how it affects your homeowers insurance.
Does staying loyal to an insurance company pay off?
Staying loyal to an insurance company does not necessarily reward you. I became a customer of a large insurance company with captive agents, but after ten years, I learned that my loyalty did not result in discounts and better prices. Learn from my experience and avoid paying higher insurance rates.
How to prevent ice dam damage and an insurance claim
Cold winters combined with snow can be menacing for homeowners’ roofs. When ice forms on the ridges of a roof, it can trap the melting snow behind it creating an ice dam and lead to water damage. Proper insulation, ventilation and closing air leaks can keep your attic and roof cool and keep you claim free this winter.
2017 Natural Disasters Research: Are homeowners protecting their property?
Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.
Do I need to purchase insurance for my engagement ring?
A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.
Top 5 ways to save money on your homeowners insurance premium
Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
Underage drinking and house parties: Am I liable for my guests?
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
My house was robbed - does my homeowners insurance cover it?
Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.
What is earthquake insurance, and do I need it?
Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.
Does homeowners insurance cover wildfires?
Most home insurance policies cover wildfires. If you live in a state where wildfires are more common, your premium will most likely reflect the increased risk.